Name of scheme
Unoccupied Home
Brief Outline
This product is designed to provide cover for all domestic unoccupied properties in Ireland, whether they are up for sale or awaiting probate.
Risks that fall into the Quote & Buy criteria can be issued online without referral to the underwriting team.
Quick Quote Form
Product Summary
Section 1 – Buildings
Section 2 – Contents
Section 3 – Accidents to Domestic Employees – €3,000,000
Section 4 – Legal Liability to the Public – €3,000,000
Minimum Building Sum Insured €120,000 & Max €500,000
Minimum Contents Sum Insured Nil & Max €50,000
The following perils are covered:
- Fire
- Lightning
- Explosion
- Earthquake
- Damage caused by aircraft or items dropped from them
- Damage caused by other flying devices or items dropped from them
Additional Cover
Buildings |
Limit |
Accidental Damage to Fixtures & Fittings | Included |
Accidental Damage to Services | Included |
Professional Fees & Expenses | Included |
Sale of the Property | Included |
Replacement Locks | Up to €2,500 |
Unauthorised Use of Electricity, Gas or Water | Up to €2,500 |
Garden, Plants & Shrubs | Up to €1,000/€250 per plant, tree or shrub |
Fire Brigade Charges | Up to €2,000 |
—- | —- |
Contents |
Limit |
Replacement Locks | Up to €2,500 |
Commission
10%
Insurance Product Information Document
Policy wording
Insurer
HSB
Broker Team
James Burke
01 8022307
Alison Swaine
01 8022346
Helen Flanagan
01 8022363
Mark Mulligan
01 8022302
Edel Kennedy
01 8022320
Gary McDonnell
01 8022393
General
01 8022375