Design & Construct Professional Indemnity

Design & Construct Professional Indemnity (D&C PI) is intended for construction firms who provide professional services such as:

Design │ Supervision │ Specification │ Technical supervision

It is designed to provide protection if allegations are made against them relating to their professional work. The policy protects the firm against claims for loss or damage made by clients or third parties because of the impact of negligent services provided or negligent advice offered. Compensation claims can be made against the firm even if it provided a service or offered advice for no fee. As with any other professional indemnity policy, cover is on a ‘claims made’ basis. This means that the policy only covers claims made and reported to the insurer during the policy period. If the cover is lapsed or cancelled, there is no cover for any claims made after the cessation of cover even if the claim arises from work undertaken during the period of cover. For this reason, a policy should be held for between 6 and 12 years post completion of works.

Coverage Provided

  • Civil Liability in the provision of your Professional Services
  • Faulty designs, inaccurate advice
  • Breaches of consumer legislation
  • Breaches of intellectual property rights
  • Contractual Liability
  • Fraudulent & dishonest acts
  • Mitigation Costs
  • Loss of or damage to documents
  • Defence Costs
  • Inquiry Costs

General Appetite


  • Builders & Construction
  • Interior fit out & renovation
  • Heating & Ventilation
  • Electrical contractors
  • Landscape contractors
  • Manufacturers (limited)


  • Dams/Piers/Wharfs/Jetties
  • Mining
  • Railways
  • Tunneling
  • Bridges

Limits of Indemnity €1m +

Minimum premium €5,000 + Levy

Commission 10%

Contact Details

T: 01 8022375

F: 01 8672123

Broker Team

James Burke
01 8022307

Alison Swaine
01 8022346

Helen Flanagan
01 8022363

Mark Mulligan
01 8022302

Edel Kennedy
01 8022320

Gary McDonnell
01 8022393

Adam Boyne
01 8022371

01 8022375